FHA’s “Back to Work” program is active and may provide an excellent opportunity for potential buyers who were affected by a bankruptcy, short sale or foreclosure brought on by a major income reduction (at least 20% of income) or job loss who can demonstrate that they have recovered from the past credit incident. Documentation will be strict. The past credit incident needs to be clearly linked to a job loss or income decline resulting in at least a 20% income reduction. New credit must have been re-established. Prior to job loss credit MUST have been sound. Participants in this program must participate in an approved housing counseling program. This program will provide a great second chance for qualifying applicants. Contact us to receive further detailed information on this program!
FHA’s “Back to Work” Program – 2nd Chance For Home Ownership
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About our blog
Our agents write often to give you the latest insights on owning a home or property in the local area.
May 2014 My husband and I first met Pam in 2008 regarding the sale of our home, which had been on the market for over a year. We signed on with Pam and followed her advice about staging the home. Not only were we pleased that the house sold in a few days, we were very impressed by Pam’s knowledge of the market and prospective buyers. When it came time to look for a realtor to help my parents relocate closer to my siblings and me, I immediately thought of Pam. Pam understood the dynamics …
January, 2014 Pam and her group are amazing! She walked us through each step of the home buying process, was extremely attentive to our needs, and helped us a find a great home in a short period of time. Her network and references have all been wonderful to work with and responsive as well. I can’t recommend her highly enough and feel very fortunate to have had her as our realtor.
My girlfriend and I used Pam Jacobs to help us search for our new home. Pam was very helpful and patient with us, considering we were first time home buyers. We had our hearts set on a specific neighborhood, and had certain listings picked out to look at. We currently live in our dream house, and it was one we didn’t even find! With her knowledge of the market and location, Pam had found our house near a listing we wanted to see, and the rest is history. We could not have done this …
October 2014 Pam is an excellent realtor. She is extremely knowledgeable on the various Chicago suburbs and the school districts within them. She took the time to learn our home necessities and then ruled out those that did not meet our expectations. When we found a home we wanted to see, Pam scheduled a showing that same day. Although Pam helped us find our home, she will be our realtor for our next home!
Where do I start?!Well my lifelong dream of having the horses in my backyard is finally a reality because of Pam’s hardworking, dedicated, caring, knowledgeable, talented personality. She truly is the best, and she never gave up on me, my kids and my dream! Not only did she sell my home, she took me to see EVERY piece of horse property in Barrington until I found the perfect farm, my Forever Farm! Pam and Chuck are a great team and are perfectionists! When I started the journey…
The Jacobs Group has exceeded every expectation we had at the time we engaged them to sell our home. A seasoned, experienced and professional team working on your behalf is a must during all phases of home selling and buying. There are far more details and nuances involved than anyone might imagine. To have Pam Jacobs and her team represent us made our experience not only manageable but profitable as well. Pam Jacobs and The Jacobs Group:
- Advised a realistic asking p…
September 2014 The Jacobs team is exceptionally professional and well informed on the market dynamics of the Barrington area. They helped us get an offer, negotiated to an agreeable price, and then saw the whole thing through to closing. In our case it happened very quickly.
April, 2014 The entire team works flawlessly to achieve success for you while you’re trying to sell a house. Communication is the name of the game with them. Negotiations are professional and honest. Marketing is creative and makes you want to buy your own house. I don’t think my appraisal would have come in at plan without Pam’s detailed documentation. Tracy sits in the background coordinating all the activities. I would highly recommend them to everyone if you want to be successful …
October 2014 Pam Jacobs is absolutely the best realtor anyone could ask for. The same applies to her team. Because of Pam’s expertise and professionalism, our house sold quickly and at a price with which we were very satisfied. The entire process…from start to finish…was such a positive experience. Too, Pam’s personal character added so much to our enjoyment of her being our realtor. She is an exceptional person and professional.
September, 2013 Pam and Chuck Jacobs are truly a great real estate team. Chuck is the” behind the scenes” technical half making one’s property look amazing and ensuring that the Jacob’s Group is on top of the latest in technology, marketing and all things dealing with the computer aspects of real estate. Pam is the vivacious “ball of fire” who is constantly networking with her clients and in the community to help families sell their homes and or find new homes that fit their specific needs.…