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    FHA’s “Back to Work” Program – 2nd Chance For Home Ownership

    FHA’s “Back to Work” program is active and may provide an excellent opportunity for potential buyers who were affected by a bankruptcy, short sale or foreclosure brought on by a major income reduction (at least 20% of income) or job loss who can demonstrate that they have recovered from the past credit incident.  Documentation will be strict.  The past credit incident needs to be clearly linked to a job loss or income decline resulting in at least a 20% income reduction. New credit must have been re-established. Prior to job loss credit MUST have been sound.  Participants in this program must participate in an approved housing counseling program.  This program will provide a great second chance for qualifying applicants.  Contact us to receive further detailed information on this program!

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    Our agents write often to give you the latest insights on owning a home or property in the local area.


    October 2014 Pam Jacobs is absolutely the best realtor anyone could ask for. The same applies to her team. Because of Pam’s expertise and professionalism, our house sold quickly and at a price with which we were very satisfied. The entire process…from start to finish…was such a positive experience. Too, Pam’s personal character added so much to our enjoyment of her being our realtor. She is an exceptional person and professional.
    Teri Bridge, Deer Park